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Home Insurance powered by Science

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Insurance powered
by Science

Our fire scientists are the leaders in their field.
Unparalleled expertise in wildfire behavior and climate risk enables us
to confidently offer policies where others fear to tread.

our partners

Winner

MGA/MGU of the Year

Inside P&C

2022

Winner

Program Insurtech of the Year

The Insurer Program Awards

2022

WINNER

Environmental Stewardship Luminary

Property Casualty 360

2022

WINNER

Andrew Notohamiprodjo - Rising Star of the Year

Insurance Business Magazine

2022

Winner

MGA/MGU of the Year

Inside P&C

2022

Winner

Program Insurtech of the Year

The Insurer Program Awards

2022

WINNER

Environmental Stewardship Luminary

Property Casualty 360

2022

See more awards

The best wildfire risk model in the industry

Our industry-leading model, based on proprietary data and cutting-edge AI, allows us to safely offer coverage in a market with very limited options.

Artificial
Intelligence

Our technology uses superior input data and science-based artificial intelligence.

Accurate
Models

Other risk models failed to predict fire risk, but our models correctly predicted fire risk in locations that burned.

Prevention

Our dynamic data enables us to proactively send homeowners personalized advice for home hardening as their risk changes.

Nasa

“[Delos’] custom wildfire modeling program uses “hundreds of parameters” including NASA Earth-observation imagery, datasets like NASA’s LANDFIRE, and the most current climate science to calculate risks before pricing insurance policies.”

David Shew

Former CAL FIRE Staff Chief

As the threat of wildfires has increased, Delos recognized the need to break the traditional mold of risk analysis. Their expertise and deep understanding of this threat has placed them at the pinnacle of insurance companies who can provide the highest level of service to California residents.

Hello Agent

partner with us

The problem
we solve

After unexpectedly losing $25B, the insurance industry learned that the wildfire models they had been using to assess risk weren't accurate enough to prevent unexpected losses. Most insurance companies continue to be exposed to high risk because of these risk models.

When insurers don't understand risk, they either increase premiums, or they run away. This is why rates have skyrocketed, and also why 350,000 homeowners policies in CA were nonrenewed, leaving homeowners desperate to find coverage. We're here to help those people.

homeowners

If you're interested in finding coverage, let us know and we'll be in touch.

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Tom Pratt knows this business inside and out. He’s a super nice guy, and easy to work with. He saved us 40% off of the policy we almost went with, and Tom’s was a much better policy. I can’t recommend him enough!"

Mark & Sandra H.

Murphys, CA